RALPH J. ANDRETTA

Corporate Board Profile

Tech Score: 0/100

← Back to All Directors

BREAD FINANCIAL HOLDINGS, INC.

Filing Date Source Excerpt
2020-04-23 Mr. Andretta holds a Bachelor’s degree in accounting and finance from Siena College.
2021-04-14 Mr. Andretta holds a Bachelor’s degree in accounting and finance from Siena College. Mr. Andretta’s role as our current chief executive officer provides a link to the company’s management and a unique level of insight into the company’s operations. His financial, capital allocation and global operations experience together with his expertise in the banking and financial services, data and loyalty/marketing industries add important and relevant diversity to the board’s overall mix of skills.
2022-04-13 Bachelor's degree in accounting and finance from Siena College; President and CEO of Bread Financial; experience in banking and financial services.
2023-04-05 • President and Chief Executive Officer of Bread Financial since February 2020 • Managing Director and Head of US Cards for Citigroup from 2011 to November 2019; and prior to that, he held positions in charge of loyalty, co-brand and product development • Global affinity and international card executive at Bank of America from 2010 to 2011 • Served 18 years with American Express prior to 2010 • Bachelor’s degree in accounting and finance from Siena College
2024-04-03 Bachelor’s degree in accounting and finance from Siena College; President and CEO of Bread Financial Holdings, Inc.
2025-04-02 President and Chief Executive Officer of Bread Financial Holdings, Inc. since February 2020; Managing Director and Head of US Cards for Citigroup; Bachelor's degree in accounting and finance from Siena College.

Data sourced from SEC filings. Last updated: 2026-02-03